BEGIN:VCARD
VERSION:2.1
N;LANGUAGE=en-nz:Geard;Emma
FN:Emma Geard
ORG:;Banking and Financial Services
TITLE:Senior Associate
TEL;WORK;VOICE:+64 4 498 5007
TEL;CELL;VOICE:+64 27 428 9147
X-MS-OL-DEFAULT-POSTAL-ADDRESS:0
EMAIL;PREF;INTERNET:Emma.Geard@minterellison.co.nz
PHOTO;TYPE=JPEG;ENCODING=BASE64:
 /9j/4AAQSkZJRgABAQEAYABgAAD/2wBDAAMCAgICAgMCAgIDAwMDBAYEBAQEBAgGBgUGCQgK
 CgkICQkKDA8MCgsOCwkJDRENDg8QEBEQCgwSExIQEw8QEBD/2wBDAQMDAwQDBAgEBAgQCwkL
 EBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBD/wAAR
 CADsAToDASIAAhEBAxEB/8QAHwAAAQUBAQEBAQEAAAAAAAAAAAECAwQFBgcICQoL/8QAtRAA
 AgEDAwIEAwUFBAQAAAF9AQIDAAQRBRIhMUEGE1FhByJxFDKBkaEII0KxwRVS0fAkM2JyggkK
 FhcYGRolJicoKSo0NTY3ODk6Q0RFRkdISUpTVFVWV1hZWmNkZWZnaGlqc3R1dnd4eXqDhIWG
 h4iJipKTlJWWl5iZmqKjpKWmp6ipqrKztLW2t7i5usLDxMXGx8jJytLT1NXW19jZ2uHi4+Tl
 5ufo6erx8vP09fb3+Pn6/8QAHwEAAwEBAQEBAQEBAQAAAAAAAAECAwQFBgcICQoL/8QAtREA
 AgECBAQDBAcFBAQAAQJ3AAECAxEEBSExBhJBUQdhcRMiMoEIFEKRobHBCSMzUvAVYnLRChYk
 NOEl8RcYGRomJygpKjU2Nzg5OkNERUZHSElKU1RVVldYWVpjZGVmZ2hpanN0dXZ3eHl6goOE
 hYaHiImKkpOUlZaXmJmaoqOkpaanqKmqsrO0tba3uLm6wsPExcbHyMnK0tPU1dbX2Nna4uPk
 5ebn6Onq8vP09fb3+Pn6/9oADAMBAAIRAxEAPwDzX7JMo/1n6U0w3C/xCtdgoqFto/hrw+c7
 OQyGjuicDFW7W0uCRlcmplA8zpWnaquPu1EqlilTI4LeZcAp0rTgt5uhjNOt41PJzWjbqpNc
 06hvGmVPscnHy4pv2WQfw1uJEm37tMeNKz5yuQxvs7f3aY0LD+GtcqoqGTb7Uc4chl+Wc9/y
 prI3TBP4VfbbUZ20+cXKZ7Rv/db8qZ5Un/PNvyrU+WnbVo5x8pitbyf882qNrWc9I2roBGrU
 5YRRzlchz32O4b/lmaa1jc/88yBXS+SvpULR/hT52L2ZgLayL95elPWFieVP5VsGEHqKaY1H
 pT5ri5bFGOz3VZjsh3xU0bKPlqypX1FDZKVyulmo9KlS2T0FT5X1pysvtUNstIYtqv8AdFWY
 bdQfuinIYz6VPGU9KzbKsjS0+L5gMV1OnxqMZrlrOaNGFdFY3UZx8xrKTZpFHVWSrxWrDGrf
 wisTT5t+NmSa37a3uGAKwtj3FYO5ehKtrCRzGv5U2TTIpPu7h9Gq5FZ3LY+Tn61s6ZoNxeOq
 8DP41auS0jlG0O7b/j3uHH15qleaXr1upZV8wD+7XtVn4XsrSENKpd8VU1HTbfaVWJQPpWnK
 1qzPfY+eNQ1aa3Yx3EbI3+1WFfapHIp5r1jxt4Zt7y3k2wjcOjYrwLWvtGl3j20nY8VcbPYV
 +jFvrlWY4rDuikmTtpJrwt3qpNOdp5rWLsQ4FSeNSar/AGcU+abrVX7VWykQ4lp2+lV5CPrT
 2NQSV0WZmpJjdw3ZrRtXBxWU2adFdNER1xScGx8yR08HzAYrStV6ZNcrBrEMf+sLCrB8VQQj
 5VkY/wC7WDoyZrGrFHZbkVfvVXkmT+9XGS+MZD92F/zFVZPFV033Yf8Ax6p9hIPao7aSZP71
 V3nj7tXESeJr9ukaj8TVd/EGoH+FRVKgw9qdw08Q/ipPtEX94VwLa9qP+z+VIuuakf4x+VP2
 DF7Q9AW4h/vCpRNGf4hXAJq+oN/y0x+FWI9Uv/8AnrS9iw9od0skZ71MrR+tcPHqV8f+W1Tp
 qV9/z2P5UexY/as7QvGVqFmjHcVyy6hfN/y2J/Cj7Zdbtstyq59cA044eUthuqdI0kP94VWk
 uIc7fMGfTNc9darFZQs098rEj5cVyWo+MvOYwR3EkYX+JNrfifb8a3WFa3Ju5HpSyx7vvVMs
 y/3q8bHjPVNP+ZdUjuovSRCGA/DmtLT/AB9JfN5cciCQfwnv9MdaHhn0Jk3E9XWZf7wp4mT+
 9Xmy+LNRXshp6+ML4fejQ/nUPDyEqp6Usq9mFTLN6MK80TxndZx9nX/vqrEfjh1+/bt+DVm8
 NIarI9Nt5GLDDcnpXo/gfwVdasVubxmWI9FHevFvA/iSPWtaitmgkChgTX1n4RmtYrWNFQgA
 DtXLWg4aG0JqexsaP4TsrWMLFbqMd8VpyeG2Zf3OM+lX7O5hKjDVoxXELY+YViolvQ48aXdW
 822SIgV1vh22VV3MvIp915LruyOKn0i5jVtmRVxilITk2i/P901k3iqytWzchMdqx7zauaqo
 gRxuvQqVfdXzr8VbBILg3CqBzX0X4iljSNyWr5Z+NXie2+1Gzjl+bPODU0leQqjskcY1wn96
 oXlWT5VJJPQVzX9qf9NjW/4NVdS1ENJLkJ2roatqTzHW+H/Av9pKLjUJGRD/AAiukHw58Njj
 7Mxx/tGtKxkWOIKrYAq7uzzvrndSTNVBdT5x/tab/nmtN/tZ+8f61G1q1Ma3NfS+zieHzPuT
 HVP+mZpP7SX+61V/s5o8k1PskNTZP/aEf91qa15GR3qHyaTyaPZFc5L9pQnvT42Vz/8AWpkV
 mzsOOtdDpOhNMR8prKaUS4NyM+GzEnb9KkbS/l/+tXdWPhn5R+7q63hgbf8AVVyuokzqjTdj
 ym4sWTtVRlWP71elal4Z2gny8VyGqaO0LH5a0g4yMpKUTHW4jXuakW9hH8R/KoJLcq2DmovK
 NbezTM3Oxf8A7SiXuaemqxk7QW/Ks3y/aqep61Z6CsTTNm5nbbBGBkk+vsKapX0GpXOzbVrb
 TLVpWZXuAuViH3l4zuPGBXkGt/EeO1u5L2TeA5Oxn5bH97bnAH1/+vXY2DalqekXz6yzxJJH
 iOKTcChB5HBwT7nqD1rh2+GV54guDM9q0gLDIwQBnoDjkD6dhWiUYbnUoyatE1vDmqXviqOT
 +zfG7wTLkeS0JBB7rtDkEdKm1bQfECwPHcXmmahIp3GKNjE7D0wwIB9tv/Aq4WWwl8KXjSW9
 uFCOC0s5YAjr9xASB/sqB9e9bOveJodXs45rWYrcwqA7QwyeWB/tKw3L9R05yDnimk9YgnJa
 SMKe6SGUxq8sEgYhoXxlT6Y6H6qce9JCblZFuLO6XeCG27thH0yMH865jWNW/tKV/tLuJk64
 b51989GHvUGn+JLmzVoLxt4UfI/fHA4Pf0wfwp8nYOfuez+G/EI1ZPst2ojvEH4SD1Hv61t7
 TXjWj663nLcQzFXjIKsDXr+h6lHrFis64Ei4Ei+hrKUTGpC2qJwppyxM3Y1ditWkI461sWGi
 tJj5azbsZq7NL4Yt9j8RQtL0Y4FfY/heRXt4yvcCvknStHks7iK6jUhkYGvo/wCHPia1vLOK
 BpQsqDBU9a87Fe97x1UfdPXbX7o4q6q8Vk2N9GyjLCrNxrmm2UZkuLlFA7d647HRcfqknk2x
 YsRXHN4kurG43Q3jDB9f8ax/GHxLtW3R2iyMB3HFeVax4+vWdvKjx/vGmqUpbEOoj6N0/wCJ
 SSRiK+2MR/EDRqXjbSlhaVrhAB6npXyTf/EDxAMiGZI/cDNcrq3iTXtSyt5qlw6n+HeQPyFa
 qhOW7J9p2Pbvid8btKs4ZrPTbhZ5yCMIc4/GvmDXNUvNavpL66kJZznr0q7cRs2Sck1Skt/U
 GumnSjT2Ib5nqZDxv/eNdP8AD68+z6l5byEbjWQ1vTLSaTT7xLlM/KefenKN0CPf7SVmK4br
 W2sb7Rz2rgfDPivT9UhjVZlEwwGVjzXex30WxenQV58lZnYpJo8La3qNrX2rWa3qJrfFfW8p
 82pJmWbX/ZphtfatXyfamGEVNikzK+zkdqRbfJ+7Wp5NPjtdxFJqxSY3TNP8yQDbXonh3RQV
 U7KwNDsfmHy/pXp/huxXC/LXnYmR2YaNy1p+gjaPk4q82hLtP7uum0+wVkHy1ebT/l6V5Eps
 9aMNDzHVNBwh+SvPfEOjBdx2V7vq2nr5bfLXnHiSxX5/lrpoTZzV4HiWoWJjc/L0rP8AIx2r
 sdZscM3Fc9Jb4zXr09UeXPRmZIqQxtNI2EQbmPoBXFeDW1b4ieMv9Ct2FuJDGjIoJKDgYLYA
 HvnJ+nXo/Hlw1l4buPLYK037vcTjAwST+lenfsX+A5PE7C4W3S3tlx5aqMttH8R7ck/kfWit
 VVCk6h14Kj7aaR7F8K/2Z7DXIBd68rtAdvyq+zDDo3c5r2a1/Z08DWkLR28LKzIVy3JGRjr1
 /nXpPh7SI9NtEsYgPl9q1JIUiHKnJrwXVqVXzM+hUIU/dSPj3Xv2NtPutaKXU263d2k8xVGc
 e46ZrD8VfsX/AA9WzcwwyrMvKsW43etfZ13H+5eQjO2uE8TSw+U7N8wUVjVxFaG0jpoUaU/i
 ifld+0H+z/P4GA1zRULCH/WpGDyv97HY+o6Gvn1rncpV1BHRl7fWv09+L2lDUrW4f7Es67WO
 Nufp9e1fm38QtF/sLxJdiG3MMTylhEfug91+hr3MuxTrx5Z7nj5nhFQlzQ2KOn3klnIu1tyf
 zHpXqnw78QLb6ktvJJ+7cc/7SHv+H9D615Da+XOphDHGN0ZPp3H1FdF4fvpI5owrYngb5f8A
 a7kH6j9Qa76kbnmwd9GfWWm6b5rKVUEV22j6HuC/L+lcX8IdUg8SaBFIjbpLYiJx3Axlc/y/
 A17Voem5A+WvJrz5S6VPWxTtdB+UfuxVldLuLNhNbs0bDuvFdla6Yu0fLUs2ljaflrgdQ7fZ
 qxzsPj7xJpcQjkbz0HrwaytU+J7Sgi6jmQ/mK19W0wBT8tcFrmnhd3y1rSUZHNVi47DL7xtY
 3BP+k4/3gRWLc69bzZ2yo3/AqxNQs9rH5elZTwkGu6NKNjkc5G/Ndwyd+tU5CjdqyvLI7mnB
 ZP7zVXs0g52XJI1NV2t1JzTR5395qf8Avf71LkDmIms1YcVSubI1qL5vqefaobpZMVnJWNYS
 uc68M0EyyQyFGB6qea6KPXNcWNVGqXOAo/jNY9wsnmDIq4u/aOO1YNJmp3klv7VC1v7VrPDU
 TQ+1fTuJ8+mZTW9RNb+1arQ1G0PtUuI7mb5NWre2zU4gyelXbWDOOKykjSLuami2vK8V6R4f
 j2hRXE6PDtZa7rR/lxXl4lXPSw7sdtpuNorUbbs7VhWM+1RV9rr5eteU4npxloZ+rY2ngV57
 4gh3bq7vUptymuL1r5s1vRjqY1ZXPMtZtdzN8tcrc23Nd7q0OS3FcteW/J4r1qR5dQ8e+MJY
 WVhaKx/eyNlR/Fyo/rX2l+wLoNrD8LW8Sdbi7u5IT6Kqdh7c9e9fF3xY07Vta8VeFfDukSwx
 T3+oRWqNMxWMPIyqN5HRe5Nfan7F/wBq0/4O6zo66nBEdL1+5hFyi71MWyM70B9TnGe1Y5ja
 VC19tT1MsjKMlK2j0PrGxjJbfnmrMilmO7NfO+sfFzxD4XvHXR/GFleFCWaG8tSOPcqSR+ld
 b8O/jTf+NZpLfULSxVgvyyWlx5iseQQcgY/z0rx6c4Rjqe1UoVHI9E1Qho2WM/WvPvEFv5iu
 obrVzxt4yj8LaXd6jfSCMRoWGePevijxZ+1t4+1TWTpmg/ZoTubCw27TyEDvgDt9Kw5JYiXu
 nTB+wjeR7p420xVtJFkX5QDXwR+0B4Wgv765v4YAGVv4RzXsa/GDxdrU2zUPGkjTvxse1Ayf
 TAIH6Vwvii1vdSjuZrq6julbqyptOfcV3YSm6ErtnNipe3hy20PkndNY3O3kNE27n/P+fwrc
 WbdDHqFqcFcZ9v8AJo+ImlyaXqKyKpXcxrI0PUlD/Z5P9XN8pHo3/wBevo4+/FSR8w/3dR02
 fS/7NPiyG38TppU0gWHVFKKCeBIOQPzyPxr7R0W3C44r8xPBusXXhvxJayQzMgWVZreT+66n
 I/l+lfpr4L1W31zRLDWbYgxXtvHOuO25Qcfh0/CvIzCnytSR1UJcx2llGoUZxVieNdnTmqtt
 IFUVNJN8teO1qdqZgatCCrfL2rgtct+vAr0HUmG01xmrx7s100dDnq6nnGqWvzHiufuLbax4
 rttUt87uK525t+vy16NN6HnzWpieTz0pRD7VdaHHal8ntitWTYprDThD7Vb8rpxTlh9qhsdi
 tHD1qK4h46VqRxfJVe4i46VhNm0DmrmH95U6xLtHWpLmP94KmC8D/CsTR6HpDQ+1RND7VotD
 UTR+1fW2PmzOaGozDWi0ftUbQ1LRakU1h5+7V61g5FIsPrV62i6VhURtA09Nj2kDius01toF
 c1Yrgiuhs224rzq0LndSlY6S2n+Uc1aa4+XrWPDNxUrTtjrXBKmdkZjr2fIPNcxqZ3ZrXupu
 KxL5uD61pThYiUzl9SjzurnLyHrXU3y5zWFdx13U0cdRninxYlvNGvdN8TWMCyT6PqNteQq3
 O6SMhwPocAV96fAnwbY6P4X1W00+Fo7DWTbararJjKx3EXmBSRwdobb/AMBr40+IOgrq2mXM
 LRsQH3de2wf/AF6+v/2SfF1n4m+G9noMtwBq/heOLSbyHdk+TGubd/oYmVevVGrizBXjoe/l
 b91J+VvU5X4nfsz6Lqml6nJZ6ts1e+kaSGe6Vpvs+VZWVImynJbO77wYA84rY/Zl+BOtfD2E
 JqniTUb+OMZVrlHDbgBzubkg+nTnivqK20+O4h87zIxtHOVGfzpk8lohWGORC4+8Ack150lN
 01GT0PRVWPO3Fe892fO37Z3mr8Px9j3JLKUjO36E5/Svln9n74HQ65pusaz4guDOby3lhhhC
 bvLkIO12UqRJt4IQjb1zzgj7C/aqt7W58Fok0gRkYEKf4sf/AK68a/Z113So2uNJe8VZg33G
 67fX3ojUlSUnHubKiqsIqXY8M0/9le18NyXAC6pd3bStMtxHaNHg5JGRgAKCR04wBxTvEHgK
 +8PwtHfEl5ADgjB/WvuLXPssdi8ibW+XI98V8s/ER1utWlmbqTwM5pUsRUrT95lSw9OlTvFW
 Pi/44aH5cVvMq872rxYxtCxZThgeQa+qPihokOtztDPJ5UMJODjOWP8A+qvnLxfpMOgzLatd
 QzXUmWkSInEQzwOec19Fgql48h8vmFG03U6FzTL1dQthuz50H7zOecjofev0K/ZT1ybWPhHp
 rzMWNrNNAvsA2f5k1+bGj+a13GsLYZ/l/Ov0r/Zz8MXHg/4f2+n3EZje4cXTL6F1U/hxiozG
 C9nYww07s9rhn+XrTpLjjrWfHN6GmyTfL1rweQ7+cZezbs1zWpYbNbF1MGzWLeHrW9ONjKcr
 nNahFnd6Vg3EPJrp7xc5rFuI+a6oHLMw5IOaaIq0JIhUXlY9a1Mip5ftThFVny6cI6kohWP5
 T7VWuk+U1pKnBqndLwaxmbQZz1wn74Cp1X5Rz+lJOv72pwvArJI0Z6e0dRNHV5lqNkr60+Zu
 UWj9qZ5ftVxo6Z5dJlIrrFVy3jpqx1agSsJnRBl21GMVr2zdKy4R0q/C2Mc9K45xOmErGpHL
 ilab3qqklI8lc7gjdSC4lrMum3Zq3NJ15rOuH3Zpxj2JcjMul3ZrIuI81sXHOaz5l610RVjF
 s47xRbyNa3Pl3RtyYiwk2qdvBB68EYNWv2CPiDqE/wAVPFOm3s4mjOkecZMYZmS4QA4HHRzT
 /GVmt14evovJMjmIqijqWPAH54rzD9l3Uo/hr+1BpGhalMytr0EumXG4AKryxiSNR/20RF/G
 ubF0uelJrex62XV+WUU31Pv74pfGO58MaatnpJLX12wihT1YnAFa2k2fjrTvAom06aC816dR
 LI105Vdx54IB6dhXL+PvAl/rnijSdQ0WCB7m2lSVfO+4u0nPbjORzSaF8UPivNr2oeE9S+Gt
 lpV5pzKqSXOqGS3u0PAeJwgz7qwVh6YNfN0m6mvY+wduVKCXd/8ABPEP2m/H3xHvlt9PvNNk
 Jthun8pWdS3+8F6V80r448VWWs2OtaajWU1m2G2Z+YEjIIP0r7g+JHiz4qQ6fdxx/CrSneSP
 zJJpLxXQKRxgDvXxb8S9c8UaXPO194Z0yS9aQxiz0/e8hYbfQED73f0Nejh4yl7rRzV5Rirx
 l8kfQ2n/AB8h1rworSz4ulTEid84rze48UTa5eTSSZ3Nnb7Csz4KeFdb1S3TWPG2hppsckh8
 u3dg5CBcnJAHYU9Wtjrt4tqoWCJmVfz/APrCsoRhCo4xJqVZVKacjwb9orxdqHh28g0rSbjy
 ZrhS8j4BIUjtnofevnkmSZjJM7O8h3MzHJJ9zXovx31yPxF8RLyW3k8yC0At12njK8Nz9a4S
 3txn52Bc9hX0+EgqdJdz47GVHUrPsjqvhZ4fm8Q+MNO02FN26Tewx/CvzN+gNfqRpu1LePbx
 lRx+Ar4o/ZB8AvqGran4qurfMFlAIISy8NI5zgfQLg+zV9qQfIoUdAMVxY6XPK3YqgrI01kw
 vWmSSepqt5vFMebrXncpvzMJpOKzbht1WJJM1Tmb86uMbEuRn3X3TWVNHWrPzmqMy9a1SsYy
 epmSR1XaOtCRKgZMVZBW2e3NLsqbZRtqWhoi21Rul61pHiqF33rKaNYGFKv72rCr8o5FRyr+
 9qyqfKORWcTVnqZWmMtTleaaVr61o+ZRWZKZsqyy0zbUlIYE46VNGvNG3inovSsJG8SzFVtO
 Kqx9PpU6ntXPJG6ZYD0jSVHupjNWbiaXEkeqUzVO7VTuH2ihRsK5WndVzyKzp5gelSXU2c81
 nySCrRLY2fbIpVuR1/KvHPiR8L5TqT/EDRdQvjq9k8dxZxwkBkuFYFWB/wB4L9MV7AzjpUZV
 W+8M1UWJTcHdH1J8A/iZD8TPDdtf6isMHiHTNtprNrGeIrkKNzJnny3+8p9OOoNdv4u8PrfS
 DUreNRcp8w3JuVvqO9fHfg7xPdeA9d/4STSjHG+ALkN8qzRDkq59B1B7V9r+HPFOk+IvD9hr
 CSKqXdtHcJk9UdQwOe/Br53F4P6rPmg/dZ9blmZSrK6+JbngPxEh+I15NJ9jsdMhjkGD5UbK
 OMAfL/nrXhF34N8QTa6i6l5l1M7bmCx7UQflX234g1DTbjzdt1BEiKerAfjXzp8TPi34Q8Jx
 3VpYXUV3qsoKII+dvbrXDGtU5uWOp70q86tLlk7JHlvjDxN/ZcVxZ2rKrxRfZYsdFLcM34Dj
 8favJ9bv7iPSriHS2KTToY0kHVcjBb61D4k8VNfXjPI+52bOM9zUmm/6ZjzOc9q76VPkPHqz
 czxUfs4+KNYjtbvRdSs5Zrnc08MsmGgwxG5sZOMDPqc8A123ww/ZNvdU1CW+8XXU1ppsMmyJ
 fK2TXWOrBTyi+m7k+gryr9oJLrT/AIjSSBXhFxZW8qDd0G0qf1U16b+x744vNN8US+E9S1GU
 2eqwt5EUjkotwvzDAPAJUMOOpx7V9EuaVHni+h8rUXJVcX3Prnwr4X0XwjpMej6DZJbWsbFg
 q9ye59TwOvpXQRyfWqcLfrU6nivMkrvU1TLPmCmPJUOfeo2LVHKVzCySVUkbNSM3tUL0JEtk
 Eneqsi9atPVaTmqSJKki1CyVadahZapIRXK0YqVlpjLSaAibG3PpVC8xitCTpWdd/drKaNYM
 xmG6ar6qNo47VQLfvavq/wAo6dKhI0kepstIVqQim4r6xnzSIyKZtqYim7ahloaq8U5aVB9M
 UuR61jNam0SWMipfeqocCla4VV69KyaNk+hZ8wVG8gxVCS825OapyamMkbqzasUaUkwArLvL
 rrzWPrXjjw7oTJDqmrQwSSfdj5Zz/wABUE/jXJ6t8WPCcZPk3U0//XOM8/8AfWKapylsgudT
 dXijvVFrxc9a841D4vWAY/Z9Pmcf7Thf5Zrnrz4u3/JtbCBB/tlm/kRVLD1GS+boey/ah61O
 s67dzMAB1OeleATfFbxRckR20kETHusef55pt14y126t2XUNTllVR93hQT9BgVpHDTb1diXF
 m78a/idHDYzaDo9xlMbbiRD98/3B7evr/P8ARP4P6M2rfAvwVb6p59vew+HdPRnibZJG4tkD
 DPQ89iCK/KzwR4ck+I3xKt9FkBa1tIpb25x0VY13ZP47fzr9jfD8cVtA1jFGEjiwsaKMBVxw
 BXiZzOKcaMT6bJ8PKnTdbufNPxe+GfiTzv8AiU+LtQmguARN57AFAOgGwAH8q+VPGHhPV/Du
 pOLuRZA55YA5b8Tk1+kHjbw3Z6gvzblyTna2K8c174IWfiTUImkhLRRtubnqPwrxqVd03aWx
 9BJKrC/U+EJrW4+3eY8LKnaum024W1h3SNivTfjZ4R0vwvdNHbxogTjC9q+bvG3iy5sNPma1
 yiqNob1J6CvQo/v7cp51dewV2cd8fNc03XvE1rBb/PNZR+WzjsCc4PrXL+GdWutD1G01LT5m
 huLSZJonH8LKQQfzFYMjTXF1JdXMheWVizMe5q1A5BHtX01Cn7KmoHyler7Wo5n6UeA/F1j4
 48K6f4msWUC7iBkjB/1Uo4dPwbP4YPeujV/Wvkn9ln4pWPh+5uvB+v38NrZXv+kW8s0m1UmG
 FK5PA3DHJ/uj1r6st7qC6hW4tbiOaJ+VeNgyn6EV5tel7OVuhcJXRaLimNJUe6mFqwsXcc0h
 5qF2NKzVEzUWEMeomp7NUbGmBE1RtUjVG1AEZFRtUrVG1AEMn3TWVet8prUm4FY183WspouG
 5ldZa0VUbRyazU/1taa/dHTpURNJnrBpv8qUn3pufxr6pnziBqa1KxqGST0rNlocZABUDzAf
 xVDLLtqhNOw71y1J2NkXZbzb3qjcalt/irPurl1B+auf1DUmjB+bmud1UWk2dFLq67SGeuU8
 XeMF0PTJLiNgZ3+WEe/qfpWTda9jPz/rXnvjvXGuJCm75YI+Oe55P9K1oWqzszQ5mbUrjVNT
 uL25neV3YjcxyT3J/E8f8Bqrd3jRyBF5qvpxPlhm6soY/XqaqXU+24PzdK9FsrYnvLzaB8xy
 1VxI23cxOKhWOa8ZpVwUQ4+pqwjQxyKszbccqDwCfrSuBcsovJXe333/AEHpU2p3McNmZWYA
 BTUHmbV3E9Kw/FFxO1qIVY5fhVHUk9KUnZDiuZ2Pdv2XvD0lj8I/jN8YpLd3ltrG30awbbna
 0kqtKR9B5f4Gv0t8D6zD4i0HSPEVuQY9TsIrjjsSoJH614t+xH4FXwb+zfpcOoWcbvr0k+oX
 MbxhlkVzsUMDwQURePevW9HuV8PPFpnh/RbeKziYrHboNqJnsoHCj2HAr5/McHUxMlOB91hM
 O44dU7bGnrW24uUg5JPYVK2nw6fpFxceVjbGWzV9LGFrpL68+V3GREP4fxrn/F/iDWRbNZaX
 ZwlGO07l3ZH0NeXTyuvUeuhvCDnaMT5C+JngfWfHWrX+s300em6FaF5Jr+6OyMIuS2zPLkDP
 T8cV8TfGjX9D1fVhpvhO1eLSLHMcMkv+tuW/imcDpnsvYAdyxP1b+2h8UtQ09rf4dreh7yeI
 XGohX/1Kf8s4sDoT94j0C9mr4mn/ANKuG6HJzX0OBwUcLFdWfP55jFKo8PT2W/r2OdWykZvu
 1bjsFhjM0jbVUbmz6VvR2KAg7fesnVVN9eQaLb9JCGmI7IK9A+dJ9ItZJFF9yplGUH91e359
 a9E8FePPFXgucS6NrE0KE5eEndE/1U8H69feuehgWGMKqgBRgfSpI/kyeM0b6MNj6P8ADn7S
 2mXXlW/iPRZbduA9xbNvTPrsPIH4mvUNH8ZeF/EEavpGvWlwW/gEgEg+qHDD8q+Jo92c9B/O
 rdvcMjfLJsC9Wrmlhacvh0LVSSPuNmqJmr5Q0n4teJvCcYNvrk8kCYxBcHzEI+h+7+FejeDf
 2lvDOu3MWm+ILY6ZPIQguFbdASfXPKfqPU1zzwkoarUr2h7KzVGWpvmBsEMCDzmmlq5+VD5m
 KxpjNSM3SmFqSiNyFJqNjQzVGzUOIuZkcx4rGvs81qzN8tY943WsZG0NzNj/ANdWup+UfSsm
 Fd0la6o20fSs4F1D0n7UtJ9oX1rCFy397NO+0t619O5HzyRtPcrjGRVd519azGnb1NMaZ6yl
 I0SLkkm7Peqkw4LVLBGz4Jp8ts2014+LxHKdtKlzGHeH5T1rjtcZl3YzXa31rJya5TWrVmDV
 4ksbZnaqGh5xql7KrlVJyTXFeIrrf9oZm7HFdr4ghNvHLL/dBOa841S48yOQ5zxmvocml7Wn
 Kp8jnrR5ZJFm3VQW7YWsC/lLXRRa3I2wkzHrtrAjXzrxm98V68jI1bNVhtEUg5b5jUn3/vdK
 R/4VHReKXHRR3qWNDIYUVmdRgHgAHAH4dKp2+j3nirxdpnh/T932iWZNu313AD9SK0V4+Xnp
 Xp/7F/hFfGXx4gupo98OnP5x9Pk5H/jxX8qmo7RO/LqPtsTGL2P0/wDCunNoPhHSNJ+xxxra
 WcUJjhHyrhQCAOtX4WjaT5dsTLydynd+VWtyIq7+qjiopLmQ8KvWuY+1RBcX1nGwaS8Td/tM
 B/OvM/jp8ZPDnwd8C3fiq/ZLm9ceTptrg4uLog7V3dNo+83+yD3Ir0bVNUsdF0+61nVrqG0s
 rKF57i4kYBY41BZmJ9AAa/KX9p7486h8bvH0+qRySxaDp5a20e1bjbDnmRh/fcgE+g2jnbVQ
 jdnDmGNWDpafE9v8zy7xd4k1TxTq1/4h1u7ku7/UJ3ubiZ+rOxJPt34HSsCzj8uQCS3d5G/h
 46/nUs0zTbYlxt6mrMMZWTfjHaug+LbcndjF+0SRssNryRjcWHFUtD0WbS2uNQ1KRDcSt97d
 wqjtW9bqsIzxXI+KtVuNQvF0DTMmWXiRh/Cvehkm7pur2eqLI1oxZUbY3H8varyL0ytUtJ0u
 HS7OOzhUfIPmb+8e5rQJ296BjmZVXFNaRY4g233A/rUDP5kgX/vr6Vka5qyxqyqevSgCl4h1
 Yyt5SvyKpWMrFt2TxVGO3mumM0rBUzyzVetZrbJjt+QvVvU0En2b8BvE1x4i+Htqt3KXn02R
 rJmPUqoBT/x1gP8AgNehlq8F/ZavJG0/XbFn+RHglUZ7neD/AOgrXum6vNrx5ajsaR2JC1M3
 U3d+tMZqysUOZqidqRn/AAqKRvekAy4b5ax7xutaM0ny1k3Tc1hM3pkVr80lba/dHHasOz/1
 n41ur90cHpWcC6hvqv8AtU9U/wBqs/7Waet0f72K9p1Dx1AvbPelWPd35qotxn+KpI5/es5T
 uaKBvWNtuUVoNp+5azNPuOB81bK3Hy814WM1Z6NBWMi80tTmuZ1XRUZWbvXa3Em4GsPUuUav
 CqU22d8Wkjwn4kWqabZbTgNOxXHsBk/0rxO6mPlvE2crlfoK9Y+MOsLNrC2EbfLaLtP+8cE/
 0H4V43qUnl3W7+GQfrX3eU0fYYSKe71+/wD4B5FeXPUbRuls2spHOcA1n2MeJi/bNXEbdp4k
 z9/H8hUVvHsQt6Cu97mZMW61LCqsw3dBUH51LG3zcflUjHahIsMMki8bVr6o/wCCbfhpvtut
 eJpY+TCqBj6uxY/pivkvxBJt02VV4Z12j6niv0L/AGC/D/8AZPwvm1ARhDd3BIPsoA/pWVV7
 Hv5DT5qkqnZH1A7Bf55pu7ClV6U1ju5J6/5/z/8Aqrxn9qT47WvwS8ASTafPG3iPWA1tpUJw
 Shx89ww/uoCMdixUdM4xSuz6OrUjRg5z2R8//t4ftDLcPJ8GfCd9mK3ZX12eNvvyDDLbAjsv
 DP8A7QC/wsK+GJJGlbPTJq9ql/eapfTXt5PJPPO7SSyyNuZmY5LEnkkk5zUEMPRmGM10xXKr
 Hw+KxMsVVdSX9IZDD82TV+NduOP1pscX4U+4mjtYXnmYIiLuYngCqOYzvEOrLpdiz9ZG+WNB
 1Zj0FVfC+hyWMT6he/NfXXzOT/CP7tQaVbya/qH9u3qEW0ZP2SNh1/2z9e1dI7BBu4FG4hOF
 5Y4qtLOvHI4qK6vQPu+1Z0lyXYJHy7ttX6n/APXSGX5JmS3abjdIcDJ6AVy99JEshluZNxHb
 sKu65qlvbL5cbZ2DaOfSuNur2a8k2rk5PAFJuwi5Pe3GpTLb2+QmcKorSUJZbLVOq8ufU0+z
 09NFsPtVwoNzKPlB/hqrGsjsZpM5PNCEe8fs1ajND4suLZGPly2T+Yv0ZSD/AJ9a+k/ttfJv
 wD1hdN8YKrDi7t3gB9Dww/8AQcfjX0d/anP3q8/Fu1T5GlON0dIL1TR9qX1rnl1EHvUq3ynH
 zVzKZfKbnng1DJNms77ZnoaT7VTbuLlZYuJPl61mzPxTp7r3qnLPnPNYVDemixZ/fFbq52j6
 Vz1i2WBroFb5R9KiGxVQaJj/AHqeJm/vGudTVj61Iure9epY86x0KzN61PHcHd96udXVv9qp
 F1TpzUNFo7OyvCoHzVtwXm5RzXAWurdORWta6tjHzVwV6VzppTsdW0+c81l6xdR2djcXtw2I
 reNpWPsoJP8AKoob/f8AxCuY+K2rf2f4E1J0ba06rAvvuYZ/8d3Vx08L7Soo92dMp2jc+b/E
 WoSalcy31w2ZJ5HkY+pZia47UkM0TqPvx/Mtb95JmLntWDdNtk+or7HbRHlmzpsnnaHaybeo
 I/Lj+lP4C8VX0WRpNFh3cbZJF/DcasM31pMaDt9akj5w38qYvIp8f8qkopaz+9a2gznzJ4/x
 Gc/0r9U/2YdE/sP4O6BB5eDPbiZhju3P9a/LCZVm1bTFbHNx/wCymv1++G9pHp3gXQrOPAEN
 jEB/3yKwqfEfU5ErUJS7s0/FXirRfBvh3UPFHiC8S107TYGuLiVv7o7Ad2JwAO5IHevyX+OX
 xa1r40ePr/xdqxeOFz5Nja7sra2yk7EHvySx7szHvX1T/wAFEPigLez0T4V6bdEPOf7V1IK3
 8IykCHHqfMYj/ZQ18OoqsuTyT2qqcepxZzi3OfsI7Lf1KyQYbnrVjylXHPNLtqRU3H6da1PD
 GqoVSzYFc3cM/iq+a1jYrpVq/wC9cf8ALdx/CPYd6sa3eXGpXn/CPabIU+UG8mX/AJZp/dB/
 vGtGGK3023S0t4wkcY2hV7UgJt0UEarGqhV4AHYVm3V71ANRXl912tWNdX21TuYUwJbi83Hl
 sCqbanHCz3DHPkqSv+8eB+may7zUcMfmrIkuJrhTGucM24/yH9fzqW7CY+8vZr6Y9SSeBXTe
 HfD620f9pagoyPuIaq+G9PtYT9quIy7DkegrpYo7nUpBkFIloS6gjPuoJL6YzTZEa/dHpWbd
 Sq0nkwjgVsa5cLaoLeNsHvXOfbI42Oz5mPemJnd/DGR4fFFi2cFZM/oTX0ANYJP3q+bfAN7J
 DrkFw+Ryf1BH9a9ch1ZmP3q8bMqnJUivI6qEeaLO/h1XP8VXodS/2utcJb6pnGTmtO3vw2Oa
 5I1DXkOxXUPen/bs965yK86VN9r961U0TyGxJeZ/iqFrn3rMa7/2uKQXG7vWU53NYRsdDps2
 WHNdEsjbR9PWuQ0ub5xXSLK20cdqKbFUWpxqPN71KJJverq26jtSmFfSvX5jzrMqCSbPepVm
 mHrUpXFJu2/w1m5IuMGWIJpvetO2uJj0rKik6fLWlbzhelc1SZ0wgb1jNOQNxzXmXxs8QSTX
 EHh+OY+XbKJpVz1ds4z9F/8AQq9DtbxUXJwAOtfO3iTX/wC3vEGo3zNkTTFl9lzhR+AArbL4
 c9Vy7CxHuxt3MS4b92B6g1iXbZRvVc1rXR/dbhzhqxLtsSFTna9eu31OM29E2ro6ehkc/rUz
 N8x46VQ0uby9KWPOQsjfzqdJP3m1u9DGi1G4U7umKcpwx9Krqc5Xinh9ueeBUlFT7Ru8WaNE
 GwDcBcfUGv2D0LULbSfCdncXkoigtbJHkkZsKqBMsSe2ACT7V+Muo3n2XXNPvP8Anlco1fof
 +0Z8WE8P/s3266beBbzxTaw6bDtPIjdA0ze4KArn/bFYzV5H0uUVo0cLUlLo7/gfF/xr+Il1
 8UPiZrvjK4dtmoXTG2VusduuEiX8EVc++a5CFsCqTSbpCzVYWT61tax85OcqknKW7LQJY9/S
 s/XtXfTreO1s1El/dHy4U9D3Y+wqe4vINOs5b66YJHGu5jWBpKyzyS+IdQXbPcLiGM/8souw
 +p6mgkvafaw6NZ+T5nmTuS8sh6u56k1Xurz5SN2PxpJbgudxPU1mXVxklQ3NICK7vNpPzVi3
 VwzZ+Y4q1Nu5PHNZN7MMlE7daTdgKdzNnNa+g+H7rUiJZFkWEei9a56ZuDXW+ELXUdYXzrq+
 nisLTA+VsBiO2aSRJ2FnZ29vCIYrfAXruqHU9ct9PhKxsC/ovase/wBauLid4bPIQHAPfFYG
 pzSD5XbLHrVPQexFfahNezNI7HmrWl6Y1w4ZhxVG1j3NvYZxW3p8N/eOI7UFV7mpXcRvaGiQ
 6tBGvAjK/wDoQr1GPSpFPevKrOM2WqLGz7mGzJ/Gvo9dHXP+rrws7fK6b9f0PQwEOfm+Rylv
 p8i4xnFaFvbTLjrXRR6Sv92pl01f7teVCsdroGNGsqjpT/MkHY1s/YVqKSzVf4a2Va5HsWZJ
 mkz0NTRyN6VO0AzwtN8vb/DSdW5UadjU0tvmWulVvlFc1pq/OOK6Rfuj6V0U9UYVVqU9tNZc
 etaXkR+lNaCP+7WjxDGsOjLZajK+1ankx8fLUbQpzWbxDLVBFJVarETU8RrwfenKi1hOu2ax
 oJEepTyppN6Yzh/s8m3HrtOK+adNuma+vo5DzG4GPrX06Y1ZCjDIYYNfMutRrZ62zQDb58bB
 x67DxXsZNU51Nehw4+HLyssT4ZWWue1J1VjEWwRyK12lcpu71zWtM3nZzzivXPONrSZt1iw9
 JD/IVaD7WDelY3h+Z3t5t2Dhx/KtMMdpJ5p30GW2kZWJqbzFZe/rVNmO1W7kU4fd+oqSjnfF
 EhVVmH/LN1b8jXpPj74qXnjbwt4Q0R3Jt9B0zyee8zt85/75SMfga828ULm1lz/dP9aj0uR3
 0e1djy0ami2ptGvKFKVJbO34F+Ni1XI8MQemKqQim6xdS2ekz3EJAdIyw/KqRgY+sXn9v64m
 kxHNpZfvJ/R2HRau31ztIQHHtWV4JhT+ypLxstNNIzOx7mnX0jmc/NUjHXF38uKz5Jt7cmo7
 h24Ge1MP+rzQBXvLs42JWNNJ/Duz/WrlyzeWzd9238OKzW+9UvcRGytLIsca7mY4A9Sa9LZP
 7O0a20m3/gjAcr/E38R/PNcH4djWXXrNXGR5mfyBI/lXb6lMwmOMcc00BXkWKwtWk4LkZrmj
 HcX05baeTWtNPJIxVsEVat22xjaqj8KGrj3GaXos1w6w7cKOWNdPNJZ6HYll2gquB6k07SVV
 bJHUctya5DXb24utSeOV/kiOFUdBT2EamgtJqOuWqPy9zdRqfxYDFfZBsUFfIHw8jWTxlocb
 cg6hb/8Aoxa+xWZjXzWfv3oL1/Q9fK17sn6Ff7LH6U3yFWpixxUbHPNeHA9NkMka7elU5lAz
 VuUnmqcx7V0IzZSlAzULDippetQN/WmZGlpoG4YroAv1rB0z74+tdEq/KPpXo0tjhr/Ef//Z

X-MS-OL-DESIGN;CHARSET=utf-8:<card xmlns="http://schemas.microsoft.com/office/outlook/12/electronicbusinesscards" ver="1.0" layout="left" bgcolor="ffffff"><img xmlns="" align="tleft" area="32" use="photo"/><fld xmlns="" prop="name" align="left" dir="ltr" style="b" color="000000" size="10"/><fld xmlns="" prop="title" align="left" dir="ltr" color="000000" size="8"/><fld xmlns="" prop="dept" align="left" dir="ltr" color="000000" size="8"/><fld xmlns="" prop="blank" size="8"/><fld xmlns="" prop="telwork" align="left" dir="ltr" color="d48d2a" size="8"><label align="right" color="626262">Work</label></fld><fld xmlns="" prop="telcell" align="left" dir="ltr" color="d48d2a" size="8"><label align="right" color="626262">Mobile</label></fld><fld xmlns="" prop="email" align="left" dir="ltr" color="d48d2a" size="8"/><fld xmlns="" prop="blank" size="8"/><fld xmlns="" prop="blank" size="8"/><fld xmlns="" prop="blank" size="8"/><fld xmlns="" prop="blank" size="8"/><fld xmlns="" prop="blank" size="8"/><fld xmlns="" prop="blank" size="8"/><fld xmlns="" prop="blank" size="8"/><fld xmlns="" prop="blank" size="8"/><fld xmlns="" prop="blank" size="8"/></card>
REV:20250306T034512Z
END:VCARD
